Jobs

Underwriting Specialist at FNB South Africa

  • Job Type Full Time
  • Qualification Bachelors , Matric
  • Experience 10 years
  • Location Gauteng
  • City Johannesburg
  • Job Field Insurance&nbsp

Underwriting Specialist at FNB South Africa

Underwriting Specialist

Job Description

  • To promote, develop and implement the Company’s underwriting philosophy and strategy through the successful delivery of a variety of underwriting functions to maximize performance and achieve company objectives.

Job Purpose:

  • As a liaison Underwriter, you will serve as an important interface between the underwriting team and Financial Advisors, ensuring that underwriting decisions are technically sound and commercially aligned.
  • You’ll assess complex life insurance applications and deliver clear empathetic communication to advisors navigating client needs.
  • This role demands a blend of medical underwriting acumen, market awareness and relationship management. This isn’t just underwriting; it’s about translating risk into opportunity.

Are you someone who can:

  • Underwrite life, disability, and critical illness within authority limits.
  • Deliver nuanced client specific underwriting decisions that reflect both risk appetite and commercial viability.
  • Educate and empower financial advisors and brokers with underwriting insights that help them position products more effectively
  • Capture market sentiment and advisor feedback to inform underwriting practices and guidelines
  • Craft compelling underwriting rationales that support sales conversations and build trust
  • Ensure decisions align with regulatory standards and company policies
  • Work closely with R&D team and other departments to optimize underwriting processes
  • Champion speed and fairness in all case decisions

You will be an ideal candidate if you have:

  • Grade 12 (NQF Level 4),
  • Relevant Degree will be advantageous

Experience: 

  • Minimal of 10 years life insurance underwriting experience
  • A higher / advanced level of product knowledge regarding Lump Sum Disability, Critical Illness, Income Protection, Business Cover, Group Risk, and the assessment and underwriting thereof.
  • Assessment of medical, financial, avocation & occupational UW risks
  • Business acumen and client centric thinking
  • Adaptability and resilience in a fast-paced market
  • Innovation and forward-thinking underwriting approach

You will have access to:

  • Opportunities to network and collaborate
  • A challenging working environment that is progressive and agile
  • Opportunities to innovate where initiative is taken and owned end to end

We can be a match if you have the following:

  • Adaptable and curious
  • Have a proven successful track record.
  • Thrive in a collaborative environment.
  • Detail-oriented
  • Proactive and accountable
  • Calm under pressure 
  • Collaborative mindset
  • Flexible and adaptable in a dynamic work environment

End Date: September 20, 2025 

Method of Application

Interested and qualified? Go to FNB South Africa on firstrand.wd3.myworkdayjobs.com to apply

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