Main Purpose

• To proactively manage Capitec’s regulatory preparedness and threat intelligence capabilities in a dynamic AML/CFT environment. This role ensures the business remains agile in responding to regulatory changes, inspections, and emerging financial crime risks, thereby safeguarding compliance and reputational integrity

Key Responsibilities

• Monitor and interpret local and international AML/CFT regulatory developments.
• Lead readiness initiatives for regulatory inspections and external audits.
• Develop and maintain a threat intelligence framework to identify emerging financial crime risks.
• Liaise with regulatory bodies (e.g., FIC, SARB, FSCA) and internal stakeholders.
• Conduct impact assessments of regulatory changes and advise on implementation strategies.
• Prepare and present reports to senior management on compliance posture and threat landscape.

Minimun requirements
Education

• Bachelor’s degree in Law, Risk Management, Finance, or related field.
• Postgraduate qualification in Compliance, Financial Crime, or Forensic Accounting (preferred).

Experience

• 5 years in financial services compliance, with 5+ years in AML/CFT.
• Proven experience in regulatory inspections, threat intelligence, and risk assessments.
• Familiarity with South African AML/CFT legislation and FATF standards.

Technical Skills

• Proficiency in AML/CFT systems (e.g., goAML, screening tools).
• Strong analytical and reporting skills.
• Advanced MS Office skills (Excel, Word, PowerPoint).
• Experience with data analytics tools (advantageous).

Core Competencies

• Strategic thinking and regulatory foresight.
• Strong communication and stakeholder engagement.
• High attention to detail and integrity.
• Ability to work independently and lead cross-functional initiatives.

Conditions of Employment

• Clear criminal and credit record