Purpose Statement

• Lead the retail credit reporting and business case function so that leadership can see clearly, decide quickly, and act confidently—with a strong commercial lens and disciplined controls.

Why this role exists

• To turn retail credit data into commercial decisions by delivering
• One version of the truth for internal MI and external narratives.
• Executive‑ready insights that shape strategy and performance.
• Robust business cases with pre/post benefit tracking.
• Investor and prudential confidence through accurate, reconciled disclosures.
• Automation and BI enablement to reduce cycle times and raise quality.

Experience

• 6+ years in retail credit/consumer finance.
• 3–5 years leading reporting/analytics teams and cross‑functional delivery.
• Proven Power BI/SQL capability; Python/ETL beneficial.
• Exposure to prudential reporting (BA returns) and investor cycles (advantageous).

Qualifications (Minimum)

• Qualified Chartered Accountant (CA) in Accounting – Financial Accounting or Commerce
• Bachelor’s Degree in Accounting – Management Accounting or Business Management

Qualifications (Ideal or Preferred)

• Qualified Chartered Accountant (CA) in Accounting – Financial Accounting or Commerce

Knowledge

• This role is commercial at its core -optimising credit performance, enabling pricing and policy decisions, and tracking value realisation.
• Business partnering mindset: speaks the language of Product, Finance, and Credit.
• Decision support expertise: Scenario analysis, and performance tracking.
• Strategic MI capability: builds insight‑driven packs that influence management and external stakeholders.

Skills

• Commercial Thinking Skills
• Decision making skills
• Leadership Skills
• Management skills
• Problem solving skills