What will you do?

• Analyse client investment portfolio and financial record to determine credit risk of applicant
• Provide end to end administration for new or additional credit request
• Analysis of audited financials and/or affordability assessment documents
• Ensure reconciliation of credit accounts by recording transaction in the loan management system
• Assist with credit account closure
• Assist with processing and verifying of financial transactions
• Perform Due diligence ensuring enforceability of collateral for new and historical credit extended to clients
• Reporting to Management on potential portfolio risk
• Ensuring compliance with all internal procedures and regulations (where applicable)
• Manage and build strong relationships with internal stakeholders and ensure seamless service is provided
• Assist with accelerating the promotion of the credit product to clients
• Assist with the implementing and testing of the credit system and new products

Qualification and experience

• Bachelor of Commerce or relevant commercial qualification
• Minimum 3-5 years – experience within an investment/banking credit environment

Knowledge and skills

• Strong knowledge of financial markets and instruments
• Knowledge of legislation and governance around lending
• Data analysis
• Project management

Personal qualities

• Self-motivated, proactive, taking ownership of problems until they are resolved.
• Mature person with the sense of responsibility to do after hours
• Strong numerical orientation
• Highly organized with a high level of customer focus
• Accurate and detail orientated
• Critical and analytical capability
• Ability to perform well under pressure and show maturity, confidence and resilience
• Excellent listening, communication and interpersonal skills
• Pro-Active approach to work, clients, problem solving
• Learning agility and curiosity
• Assertive
• Passionate ownership for results