- Job Type Full Time
- Qualification Bachelors , Masters
- Experience 3 – 6 years
- Location Western Cape
- City Cape Town
- Job Field Finance / Accounting / Audit 
Credit Analyst: Deals / Investment Associate at Prescient
Credit Analyst: Deals / Investment Associate
Purpose of role:
- We are seeking a Credit Analyst with strong transaction origination and execution experience to join our investment team. This is a front-office, deal-driven role where you will work closely with investment professionals on structuring, negotiating, and closing credit and hybrid transactions, while still applying rigorous credit analysis.
Duties and responsibilities:
- Drive end-to-end execution of transactions, including structuring, negotiations, term sheet preparation, and documentation.
- Support origination by identifying and assessing new deal opportunities in private debt, hybrid finance, and project finance.
- Build and refine complex financial models to analyse returns, capital structures, and downside scenarios.
- Lead aspects of due diligence across financial, legal, and operational streams, liaising with advisors and counterparties.
- Prepare high-quality investment committee reports and present recommendations on transaction structures and risks.
- Engage directly with sponsors, management teams, lenders, and legal counsel to progress deals to closing.
- Support portfolio companies and borrowers’ post-investment, ensuring ongoing compliance and performance monitoring.
- Contribute to pipeline development and market coverage, maintaining strong industry and counterparty relationships.
Required experience:
- Bachelor’s degree in Finance, Economics, Accounting, or related field (Honours/Master’s preferred).
- 3–6 years’ experience in deal execution within investment banking, private debt, structured finance, corporate lending, or advisory.
- Demonstrated ability to close transactions, including structuring and legal negotiations.
- Advanced financial modelling and structuring expertise.
- Commercially minded with a strong grasp of credit fundamentals and risk assessment.
- Excellent interpersonal and negotiation skills, with confidence in engaging senior stakeholders and counterparties.
- Ability to thrive in a deal-oriented, fast-paced environment.
Key competencies:
- Ability to generate ideas and think logically.
- Structured work style, attention to detail and accuracy is of the utmost importance.
- Aptitude in decision-making and problem-solving.
- Excellent interpersonal skills, excellent communication skills oral and written.
- Strong ability to manage complex processes and focus on business outcomes in a complex uncertain environment.
- Strong work ethic, self-motivated, driven and results oriented.
- Ability to listen and respond to new ideas, input and diverse perspectives.
- High levels of self-confidence, assertive as well as healthy levels of EQ.
- Must be able to manage workflow on longer-term research projects.
- Energetic problem-solver.
- Ability to demonstrate an advanced degree of technological competence.
- Passionate about investments.
Method of Application
Interested and qualified? Go to Prescient on prescient.simplify.hr to apply

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