Jobs

Credit Analyst: Deals / Investment Associate at Prescient

  • Job Type Full Time
  • Qualification Bachelors , Masters
  • Experience 3 – 6 years
  • Location Western Cape
  • City Cape Town
  • Job Field Finance / Accounting / Audit&nbsp

Credit Analyst: Deals / Investment Associate at Prescient

Credit Analyst: Deals / Investment Associate

Purpose of role:

  • We are seeking a Credit Analyst with strong transaction origination and execution experience to join our investment team. This is a front-office, deal-driven role where you will work closely with investment professionals on structuring, negotiating, and closing credit and hybrid transactions, while still applying rigorous credit analysis.

Duties and responsibilities:

  • Drive end-to-end execution of transactions, including structuring, negotiations, term sheet preparation, and documentation.
  • Support origination by identifying and assessing new deal opportunities in private debt, hybrid finance, and project finance.
  • Build and refine complex financial models to analyse returns, capital structures, and downside scenarios.
  • Lead aspects of due diligence across financial, legal, and operational streams, liaising with advisors and counterparties.
  • Prepare high-quality investment committee reports and present recommendations on transaction structures and risks.
  • Engage directly with sponsors, management teams, lenders, and legal counsel to progress deals to closing.
  • Support portfolio companies and borrowers’ post-investment, ensuring ongoing compliance and performance monitoring.
  • Contribute to pipeline development and market coverage, maintaining strong industry and counterparty relationships.

Required experience:

  • Bachelor’s degree in Finance, Economics, Accounting, or related field (Honours/Master’s preferred).
  • 3–6 years’ experience in deal execution within investment banking, private debt, structured finance, corporate lending, or advisory.
  • Demonstrated ability to close transactions, including structuring and legal negotiations.
  • Advanced financial modelling and structuring expertise.
  • Commercially minded with a strong grasp of credit fundamentals and risk assessment.
  • Excellent interpersonal and negotiation skills, with confidence in engaging senior stakeholders and counterparties.
  • Ability to thrive in a deal-oriented, fast-paced environment.

Key competencies:

  • Ability to generate ideas and think logically.
  • Structured work style, attention to detail and accuracy is of the utmost importance.
  • Aptitude in decision-making and problem-solving.
  • Excellent interpersonal skills, excellent communication skills oral and written.
  • Strong ability to manage complex processes and focus on business outcomes in a complex uncertain environment.
  • Strong work ethic, self-motivated, driven and results oriented.
  • Ability to listen and respond to new ideas, input and diverse perspectives.
  • High levels of self-confidence, assertive as well as healthy levels of EQ.
  • Must be able to manage workflow on longer-term research projects.
  • Energetic problem-solver.
  • Ability to demonstrate an advanced degree of technological competence.
  • Passionate about investments.

Method of Application

Interested and qualified? Go to Prescient on prescient.simplify.hr to apply

Leave a Comment