Requirements

Pricing Strategy Development:

• Develop and implement competitive and profitable pricing models across all banking products.
• Benchmark pricing against competitors and market trends to ensure Access Bank remains competitive
• Recommend pricing adjustments based on market dynamics and internal cost analysis

Profitability Analysis:

• Lead analysis of customer, segment, and product profitability using activity-based costing and margin analysis.
• Identify underperforming areas and provide actionable insights to enhance revenue and profitability.
• Support strategic business decisions with accurate profitability reporting.

Business Partnering:

• Collaborate with product managers, finance, and sales teams to review and optimize pricing strategies.
• Advise business units on pricing implications for new products or modifications to existing ones.
• Provide insights into pricing elasticity and customer behavior.

Financial Modelling and Forecasting:

• Build financial models to simulate pricing scenarios and their impact on margin and revenue targets.
• Contribute to the annual budgeting and forecasting process with pricing data and assumptions.

Governance and Compliance:

• Ensure pricing decisions comply with internal policies and regulatory requirements.
• Maintain documentation and framework of pricing processes and approvals.

Academic Requirements:

• Bachelor’s degree in Finance, Mathematics ; Statistics ; Actuarial Science , Economics, Accounting, Business Administration, or a related field.
• A postgraduate qualification (e.g., CA(SA), CIMA, MBA) is advantageous

Work Experience:

• Minimum 5–7 years of relevant experience in banking or financial services.
• Strong background in pricing, profitability modelling, and financial analysis.
• Experience working with product or business teams in a commercial or financial strategy role.