Job Summary:

The Risk Assets Sales Officer will be responsible for selling credit products, managing credit risk, and meeting sales targets. The ideal candidate must have a strong understanding of credit products, credit analysis /appraisal skills.

Key Responsibilities:

• Sell credit products to customers, including loans and other credit facilities
• Conduct credit analysis and appraisal to assess creditworthiness of customers
• Manage credit risk by identifying, assessing, and mitigating potential credit risks
• Meet sales targets and key performance indicators (KPIs)
• Build and maintain relationships with customers and stakeholders
• Stay up-to-date with market trends, industry developments, and regulatory requirements

KPIs:

• Product knowledge: Demonstrate in depth knowledge of credit products and services.
• Sales targets: Meet or exceed monthly/quarterly sales targets for credit products
• Customer acquisition: Acquire new customers and grow the customer base
• Customer retention: Retain existing customers and maintain high levels of customer satisfaction
• Risk management: Identify and mitigate potential credit risks, and maintain a low risk profile

Performance Metrics:

• Sales growth rate
• Credit portfolio quality
• Customer satisfaction ratings
• Risk asset quality
• Return on assets (ROA)

Requirements:

• Graduate in Business/Finance
• Must have 2-3 years hands-on experience in Credit Products Sales and Administration 
• Must have basic understanding of Credit Analysis/Appraisal
• Must be ready to work with Targets.

Skills and Competencies:

• Good understanding of credit products and risk management
• Strong sales and customer service skills
• Excellent analytical and problem-solving skills
• Good understanding of credit products and risk management
• Ability to work in a fast-paced environment and meet targets
• Strong communication and interpersonal skills

Salary: Competitive.