About the Role

• The Revenue Assurance & Credit Analyst will play a dual role within the Revenue Assurance team, supporting the credit business by ensuring sound underwriting decisions and safeguarding the company’s revenue integrity.
• The role combines credit evaluation, transaction monitoring, and financial analytics to identify risks, ensure accurate billing, and maintain sustainable loan portfolio growth.

Responsibilities

• Review and approve/decline loan applications based on defined credit criteria and risk scoring.
• Monitor loan portfolio performance, flag delinquency, and recommend corrective actions.
• Track and reconcile revenue, investigate discrepancies, and prevent leakages.
• Generate timely reports and dashboards on loan performance, revenue, and credit risk.
• Collaborate with Product, Finance, Operations, and Reconciliation teams on process alignment.
• Maintain accurate customer and loan data, including lifetime records and activity by terminal/channel.
• Ensure compliance with internal policies, regulatory requirements, and audit standards.
• Identify process gaps and recommend improvements for efficiency and risk mitigation

Requirements

• A degree in Finance, Accounting, Economics, or a related field.
• 2–4 years of experience in credit underwriting or revenue assurance (preferably in fintech or banking).
• Hands-on experience with data analysis tools (Excel, SQL, or BI platforms such as Looker/Tableau)
• Strong knowledge of financial statements, loan structures, and credit scoring principles
• Pays strong attention to detail and can work with numbers easily.
• Solid experience in credit underwriting or loan evaluation.
• Understanding of risk management frameworks, revenue recognition principles, financial data flows and reconciliation logic
• Proactive problem-solver and team player
• Analytical thinker with excellent attention to detail.

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