Job Description

• The Head of Risk & Compliance will provide executive-level oversight of risk management, regulatory compliance, and governance across the Bank.
• The role requires deep expertise in banking regulations, risk frameworks, and AML/CFT programs, with proven experience managing complex risk environments and engaging regulators.
• This position demands strategic judgment, strong leadership, and the ability to build resilient systems that safeguard the Bank’s operations while supporting sustainable growth.
• Strategic orientation and sound judgment.
• Strong knowledge of banking regulations and risk frameworks.
• Leadership and team development ability.
• Effective communication and stakeholder engagement.

KEY COMPETENCIES

• High integrity, discretion, and professional conduct.
• Develop and implement TIB’s integrated risk and compliance strategy.
• Oversee credit, market, operational, technology, cyber, and reputational risks.
• Lead AML/CFT, sanctions compliance, and fraud prevention programs.
• Ensure accurate and timely regulatory reporting (CBN, SEC, NDIC, FIRS, etc.).
• Strengthen governance by supporting the Board and executive committees.
• Build and mentor a high-performing risk & compliance team.
• Drive a culture of ethics, integrity, and risk awareness across the Bank.
• Manage stakeholder relationships with regulators, auditors, and partners.

KEY RESPONSIBILITIES:

QUALIFICATIONS & EXPERIENCE

• Bachelor’s degree in Finance, Law, Accounting, Business, or related field (Master’s is an advantage).
• Professional certifications such as CAMS, CFA, FRM, ACA, ACCA, CISA, CISSP (Nigerian equivalents like CIBN, ICAN, CIIN are an advantage).
• 12–15 years of relevant experience, including 7+ years at senior management level in banking or financial services.
• Proven expertise in AML/CFT, regulatory compliance, and stakeholder engagement.
• Experience in project finance, infrastructure lending, PPPs, or development finance preferred.
• Strong track record in managing technology, cyber, and third-party risks.