About The Role

• The Head of Credit Application Review will lead the credit administration function, ensuring accurate loan booking, complete documentation, and strict compliance with credit policy and regulatory requirements. Provide an independent review of exposures to enforce discipline and minimise legal/operational risks.

Roles & Responsibilities

• Oversee loan documentation, disbursement, and collateral management.
• Verify compliance of all facilities with approved terms, policies, and regulations.
• Ensure accurate capture of credit facilities in core systems.
• Manage perfection, custody, and renewal of collateral/security instruments.
• Conduct independent reviews to identify gaps, exceptions, and policy breaches.
• Ensure compliance with CBN guidelines, IFRS 9, and audit/regulatory requirements.
• Prepare reports/dashboards for management on credit administration discipline.
• Lead, mentor, and develop a strong credit administration & review team.

key performance indicators (KPIs)

• Accuracy & timeliness of loan documentation and booking.
• % of perfected collateral/security.
• Reduced documentation exceptions & breaches.
• Zero audit/regulatory infractions.
• Timely, high-quality review reports.

Requirements

• Degree in Finance, Accounting, Economics, or related field (Master’s/MBA preferred).
• Professional certification (ACIB, ACCA, CFA, FRM) is an advantage.
• 10+ years’ credit administration/review experience (banking/fintech), with 3+ years in leadership.
• Strong credit policy knowledge, regulatory expertise, and operational discipline