Jobs

Head of Credit and Marketting at Prosperity Microfinance Bank Nigeria Limited

  • Job Type Full Time
  • Qualification BA/BSc/HND , OND
  • Experience 10 – 20 years
  • Location Edo
  • City Benin
  • Job Field Sales / Marketing / Retail / Business Development&nbsp

Head of Credit and Marketting at Prosperity Microfinance Bank Nigeria Limited

Head of Credit and Marketting

Responsibilities

  • Develop and implement the bank’s credit strategy in alignment with overall business objectives.
  • Monitor and analyze market trends to identify opportunities for new credit products and services.
  • Build and maintain relationships with key stakeholders, including regulatory bodies, customers, and partners.
  • Oversee the entire credit approval process, ensuring compliance with the bank’s credit policy and regulatory standards.
  • Supervise the preparation of credit proposals and ensure timely and accurate appraisals.
  • Monitor loan disbursements and collections to achieve portfolio quality and minimize non-performing loans (NPLs).
  • Design and implement effective credit risk management frameworks to ensure the sustainability of the loan portfolio.
  • Conduct periodic reviews of credit policies to align with regulatory updates and market conditions.
  • Ensure the proper classification of loans and adherence to provisioning requirements as stipulated by the Central Bank of Nigeria (CBN).
  • Lead and develop the credit team, ensuring continuous training and capacity building.
  • Set performance targets for credit officers and monitor their achievements.
  • Foster a culture of accountability, teamwork, and customer-centricity within the credit department.
  • Ensure all credit activities comply with CBN regulations, including reporting on credit risk and portfolio performance.
  • Prepare and submit accurate credit reports to management and regulatory bodies as required.
  • Liaise with auditors and examiners during audits to address credit-related queries and recommendations.

Requirements

  • Candidates should possess an HND / OND / B.Sc Degreee with 10-20 years work experience.

Method of Application

Interested and qualified candidates should send their CV and Cover Letter to: nhrecruiters@gmail.comusing the job title as the subject of the email.

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