ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in ENUGU, ENUGU STATE

ENUGU

• OGBETE MARKET
• CAMP
• AGBANI ROAD
• OKPARA AVENUE
• ZIC AVENUE
• OGUI ROAD
• NEW HAVEN
• ACHARA LAYOUT
• KENYATTA
• AMEACHI ROAD
• UNEC

Credit officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Ultimately, you will help our clients acquire loans in a timely manner, while ensuring all requitements are met.

RESPONSIBILITIES

• Review loan requests
• Assess clients’ financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyse risks and approve or reject loan requests
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans
• Daily & weekly repayment collection

REQUIREMENTS AND SKILLS

• Proven work experience as a credit officer, loan officer,or similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience
• NCE/OND/HND/BSc in Banking and Finance, Economics or related field

BENEFITS:

• Starting Salary: 85,000
• Profit Sharing
• HMO
• Flexible working hours: 11am–6pm
• Yearly appraisal
• Salary review base on performance