Job Summary

• To ensure an efficient process of disbursing, managing and recovering new and existing credit facilities.

Duties & Responsibilities

• Managing client credit facilities
• Presentation and appraisal of credit facilities / request for management approval
• Booking new credit facilities
• Preparing credit approval memorandum for management approval
• Follow up on clients to ensure regular repayment
• Analyzing credit transactions
• Any other duty assigned

Key Performance Indicators

• Prompt presentation of credit transactions
• Achievements on your duties and responsibilities
• Number of credit booked
• Achieving set targets and meeting up deadlines
• Enthusiasm towards work
• Relationship with Clients and Colleagues
• Punctuality.

Qualification

• BSc in any Discipline
• Preferably someone from a Commercial Bank, Microfinance Bank or Finanace with strong experience in SME Banking.
• Years of Experience: 5 years and above

Job Knowledge:

• Credit analysis
• Basic Accounting
• Financial Analysis
• Current policy guidelines by CBN and any other regulatory authority
• Customer service

Skills / Competencies:

• Communication Skills
• Team Spirit
• Computer appreciation/ Data entry (Microsoft Office)
• Analytical Skills
• Time Consciousness