Role:

• We are seeking a highly skilled, experienced and intellectual Legal & Regulatory Operations Analyst to join the dynamic team at Carbon Micro Finance Bank. This role offers a unique opportunity to play a crucial role in ensuring we comply with legal and regulatory requirements, while also optimizing the efficiency of the legal department’s operations.

Key Responsibilities

Legal Operations

• Maintain and optimise contract lifecycle management systems (e.g. contract repository, templates, tracking tools).
• Manage the end-to-end contracting process: drafting, reviewing, negotiating, and coordinating execution in collaboration with stakeholders.
• Develop and maintain internal policies, standard operating procedures, and legal guidance documents.
• Support litigation and dispute resolution processes by coordinating with external counsel and internal teams.
• Monitor and manage legal budget and spend, including vendor coordination and invoicing.

Regulatory Compliance & Reporting

• Track regulatory developments (CBN, NDIC, NITDA, NFIU, FCCPC, etc.) and advise relevant teams on implications.
• Coordinate timely and accurate regulatory filings, periodic returns, audit responses, and inspections.
• Maintain a compliance calendar and manage regulatory engagement logs.
• Support internal audits and compliance reviews, working closely with the Risk, Finance, and Internal Control functions.
• Prepare reports and presentations for internal committees (e.g. Exco, Board) and external regulators.
• Support with external audits including CBN, NDPR etc. 
• Engaging regulators including CBN, FCCPC, NDPR etc.
• Engaging law enforcement agencies.

Cross-Functional Support

• Work with Product, Credit, and Customer Experience teams to provide operational legal guidance, particularly around new product features, terms of service, and onboarding processes.
• Support enterprise risk management and governance frameworks.
• Support with facilitating training sessions and initiatives to build a strong culture of compliance and legal awareness across teams.

Requirements
Education & Experience

• Bachelor’s Degree in Law (LL.B) with BL certification.
• 2–4 years of post-call experience in legal, compliance, or regulatory roles within a financial institution, fintech, or legal practice.
• Experience working with regulators or managing regulatory engagements is strongly preferred.

Skills & Competencies

• Excellent legal writing, communication, and stakeholder management skills.
• Strong analytical and problem-solving abilities with a bias for structure and execution.
• High integrity, discretion, and reliability when handling sensitive information.
• Familiarity with regulatory portals (CBN Paperlite, NFIU GoAML, NDPR frameworks, etc.).
• Competence in tools like Google Workspace, Excel, legal tech software, and project management platforms.

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About the role

• We are looking for a dedicated and ambitious Senior iOS Developer to join our team. This is an excellent opportunity to acquire significant experience.

Responsibilities

• Ensure that the strategic direction of the company’s mobile applications is aligned to deliver robust, secure, and efficient user experiences. 
• Design iOS applications across all Apple devices, creating technical designs and guidance for developers throughout the development lifecycle. 
• Establish and enforce best practices for iOS development, including design patterns, code reviews, and developer training. 
• Collaborate closely with the Quality Assurance team to proactively identify, address, and resolve any issues.
• Build beautiful, smooth, delightful mobile experiences.

Requirements

• BS/MS degree in Computer Science, Engineering, or a related subject. 
• Experience building native apps in iOS using Swift (mandatory).  
• Demonstrate strong analytical and problem-solving skills. 
• At least 4 years of software development experience and iOS development skills. 
• Must have published multiple original iOS apps to the App Store.
• Experience with iOS design patterns and Firebase SDKs.
• Experience and a strong understanding of APIs and remote data via REST and JSON. 
• Work knowledge of the general mobile landscape, architectures, trends, and emerging technologies. 
• Solid understanding of the full software development life cycle. 
• Fast-paced and able to work to deadlines.
• Experience working with Unit / UI test frameworks
• Experience using AI productivity tools.
• Role is hybrid and should be ready to be in the office twice a week.

The following are optional but will enhance your chances of being selected 

• Knowledge of at least one backend programming language 
• Ability to work with UX prototyping tools like Figma, Adobe XD, InvisionApp, etc 
• Knowledge of GIT. 
• Test-Driven Development, Continuous Integration, and/or other automated testing skills. 
• Overall software development experience of 5+ years.
• Agile Development experience. 
• Prior experience working with financial applications 
• Experience with Swift UI, Combine, or RxSwift