Regulatory Compliance:

• Monitor and ensure adherence to local and international regulatory requirements, including AML/CFT regulations, KYC procedures, and data protection laws.
• Assist in the development and maintenance of compliance policies, procedures, and frameworks to align with regulatory expectations.
• Conduct periodic compliance reviews and audits to identify potential risks and gaps.
• Collaborate with regulatory bodies and financial institutions to stay updated on new compliance mandates and industry best practices.

Risk Management:

• Identify, assess, and monitor financial, operational, and compliance risks within the organization.
• Support the development and implementation of risk mitigation strategies.
• Analyze transaction patterns and flag suspicious activities for further investigation.
• Assist in conducting risk assessments for new products, services, and partnerships.

KYC and AML Monitoring:

• Ensure effective execution of KYC and AML policies in line with industry standards.
• Review customer transactions for signs of money laundering, fraud, and other financial crimes.
• Conduct due diligence on new and existing customers, business partners, and vendors.
• Prepare reports on suspicious activities and escalate to relevant authorities as necessary.

Internal Controls & Reporting:

• Maintain accurate records of compliance activities, audits, and risk assessments.
• Prepare periodic reports on compliance and risk findings for senior management.
• Support internal and external audits by providing necessary documentation and insights.
• Perform any other duties as assigned by management.

Requirements & Qualifications

• Bachelor’s degree in Finance, Law, Business Administration, Risk Management, or a related field.
• Proven 4 – 5 years of experience in compliance, risk management, or regulatory affairs within the fintech, remittance, or payment systems industry.
• Strong knowledge of AML, KYC, data privacy, and financial regulations in cross-border payments.
• Experience with risk assessment tools and compliance software.
• Analytical mindset with strong problem-solving and decision-making abilities.
• Excellent communication skills and the ability to work with cross-functional teams.
• Proficiency in Microsoft Office Suite and compliance-related software.
• Certification in compliance (e.g., CAMS, CRCM, and ICA) is a plus.