Job Responsibilities

• Build and maintain a healthy credit portfolio within assigned Area and champion the recovery effort in respect of non- performing credit facilities.
• To review performance of account opened, loan disbursement, collection of due obligations and enforcing stringent controls to prevent PDO (Past Due Obligations).
• Ensure that weekly/monthly activity status and performance reports for the period are prepared for the attention of the Head of Business and Managing Director/ Chief Executive Officer and other relevant Departments.
• Ensure timely review and approval of credit requests in line with the Bank’s Credit Policy
• Formulate business strategies that will attract profitable businesses and periodically engage in group marketing activities within the area of coverage.
• Identify customer/market needs and proactively seek to provide products/services to meet these needs.
• Initiate and participate in area meetings as required and regularly monitoring and evaluate the performance of the Area.
• Maintain existing customer relationships and identify new ones, intervene to resolve sensitive or complex relationship issues to ensure customer satisfaction.
• Monitor the quality of existing credit relationships on a continuous basis.
• Oversee and supervise the relationship management of high net worth accounts.
• And any other responsibilities assign by the Management.

Requirements

• Minimum of First Degree / HND.
• Experience: Minimum of 4 years in a similar role in the MFB Industry.

Skills:

• Ability to identify control techniques to mitigate organizational, supervisory, and business process risks
• Above average IT exposure (good knowledge of excel, word & PowerPoint)
• Credit Analysis & Appraisal Skill
• Good presentation skill
• Microfinance experience is a must
• Knowledge of Banking Operations, Policies and Procedures
• Knowledge of Banking services/products
• Leadership and Mentoring Skill
• Numerical and analytical skill
• Performance driven
• Sociable with good interpersonal skill
• Person should not be more than 45yrs old.

Salary
N250,000 – N300,000 / month