Requirement for Appointment

• Bachelor’s degree in Finance, Accounting, Business Administration, Economics, Banking, or a related field from a recognized institution
• Knowledge and relevant work experience of not less than three (5) years; and
• Shown merit and ability as reflected in work performance and results.

Duties and Responsibility

• Develop, review, and implement credit policies, guidelines, and strategies to ensure sound credit management.
• Coordinate credit appraisal, loan processing, approval, and disbursement in line with organizational policies.
• Supervise credit officers and ensure compliance with risk management frameworks.
• Monitor loan performance and prepare periodic reports on loan portfolio quality, arrears, and recoveries.
• Ensure adherence to regulatory requirements, credit standards, and internal controls.
• Oversee debt collection and recovery processes, including negotiating with delinquent clients.
• Advise management on credit risk exposures and recommend mitigation measures.
• Conduct market research and analysis to guide credit product development and risk assessment.
• Provide mentorship, training, and performance management for junior staff in the credit department.
• Prepare management and board reports on credit operations, performance, and compliance.
• Plan, monitor and evaluate performance of staff against the set targets