Your proposal should clearly outline:

• Benefit Schedule – detailed benefits for each coverage category, including exclusions, waiting periods, and sub-limits where applicable.
• Premium Costs – itemized quotation per category of cover, inclusive of applicable taxes.
• Provider Network – list of hospitals, clinics, dental and optical providers, maternity facilities, and wellness centers within your network (local and international where applicable).
• Claims Administration Process – including turnaround time for reimbursement and pre-authorization requirements.
• Value-Added Services – wellness programs, health talks, digital claim platforms, or telemedicine services.
• References – at least two organizations that are currently being serviced with similar coverage.
• Summary of Underwriters’ Proposals – a consolidated comparison highlighting key benefits, premiums, exclusions, and value-added services, presented in the table format below.

Proposals will be evaluated based on:

• Scope and adequacy of benefits.
• Competitiveness of premiums.
• Strength and reputation of the underwriter.
• Network coverage and accessibility.
• Efficiency of claims administration.
• Value-added services.
• Quality of the broker’s summary and analysis of underwriters’ proposals.