OBJECTIVES OF THE ASSIGNMENT

• Enhance, customize, and integrate the CBS, IMS, and related systems to improve operational effi ciency, data accuracy, and user experience. Specifi cally, the assignment aims to:
• Review and correct loan computations – including prepayment, restructuring, penalties, and late fee logic to ensure fi nancial accuracy.
• Enhance loan workfl ows – enabling rejection to previous stages, undoing of stages, activation of rejected loans, and effective group loan handling.
• Strengthen external integrations – with partner banks and mobile money platforms such as Equity Bank, Bank of Kigali, MTN, Ethio Telco, BGMFI, and Akufada MFI.
• Improve IMS–CBS synchronization – focusing on data validation, rejection handling, and bulk document management for demographic and client records.
• Optimize reporting and dashboards – including PMR, interest accrual, insurance, and UNHCR reports with enhanced loan classifi cation and arrears tracking.
• Streamline data governance – through improved migration processes, user access rights, location mapping, collateral tracking, and CRB verifi cation controls.
• Enhance system usability – adding features such as password reset, better document visibility, optional next-of-kin details, and PWD inclusivity.

SCOPE OF WORK & KEY RESPONSIBILITIES

• Fineract & Mifos Development and Customization
• Enhance and customize CBS, IMS, and integrated modules to align with business requirements.
• Modify and extend core system functionalities in Java-Springboot, Angular – JavaScript, and MySQL.
• Implement automated loan workfl ows, approval hierarchies, and integration processes with partner systems and fi nancial institutions.
•  Integration & API Development
• Design and implement RESTful APIs to integrate Fineract/Mifos with external systems (IMS, Odoo, Partner Systems, etc.).
• Ensure secure and reliable data exchange using authentication standards (OAuth2, JWT) and proper error handling.
• Database Management
• Ensure optimal database design, performance tuning, and query optimization.
• Implement robust backup, recovery, and disaster recovery procedures.
• QA, Security & Compliance
• Implement and maintain automated tests (unit, integration, and regression).
• Ensure data security at rest and in transit through encryption and role-based access controls.
• Support audit readiness through detailed documentation.
• Collaboration & Documentation
• Work closely with DevOps, QA, and business analysts for sprint delivery.
• Maintain technical and functional documentation for all developed modules.
• Participate in code reviews, design discussions, and sprint retrospectives.

DELIVERABLES

• Functional and stable Fineract/Mifos modules for all assigned workloads (loans, payments, reports, and client management).
• Integration scripts, API endpoints, and detailed documentation for CBS, IMS, mobile money, and other external systems.
• Secure, backed-up, and optimized Fineract/Mifos databases.
• Test cases, QA reports, and validation of implemented workfl ows and loan processes.
• Monthly progress, system improvement, and status reports highlighting feature deployment, bug fi xes, and performance enhancements.

WHO WE ARE LOOKING FOR

Essential:

• 5+ years of Fineract & Mifos development experience (backend and frontend).
• Strong profi ciency in Java-Spring boot, MySQL, Angular – JavaScript, and RestAPIs.
• Understanding of Linux environments and Git-based version control.